People with the occasional health hiccup, but who are otherwise pretty safe and healthy. Coverage without breaking the bank.
Please Note: Highlighted benefits reflect In-Network coverage
Individual Out-of-pocket Maximum
Family Out-of-pocket Maximum
Hospital Network: Network Provider Finder for all types of providers
Plan Type: PPO
HSA Eligible: No
Affordable coverage that includes annual wellness and preventive care. Peace of mind that you have access to a select network of dedicated providers.
Coinsurance after deductible
Primary care visit - (Tier 1 - $10 copay, Tier 2 - 40% coinsurance)
Urgent Care Visit
Tier 1- Preferred Generic Drugs
The Co-Op Difference
Our signature member benefits
Frequently Asked Questions
CO-OP stands for Consumer Oriented and Operated Plan. This means that, not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run.
Our board of directors, who govern our company, must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-owned organization.
A copay is a fixed amount you pay out of pocket when you go see a doctor. For example, if your plan states you have a $20 copay for a visit with your primary care physician, you’ll pay $20 for your appointments.
A deductible is the amount you agree to pay before your insurance plan covers your care. For example, if your play has a $5,000 deductible, you would be responsible for paying $5,000 out-of-pocket before the plan would pick up your bill.