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Gold Plans

best for

People who frequently see their doctors.

Idaho Gold Plans


Access Care

Please Note: Highlighted benefits reflect In-Network coverage


Individual Deductible


Individual Out-of-pocket Maximum


Family Deductible


Family Out-of-pocket Maximum

Hospital Network: St. Alphonsus
Plan Type: POS
HSA Eligible: No

Our highest level of coverage, with the lowest deductible, lowest cost primary care office visits and Tier 1 generic drug benefits.


Preventive Services


Coinsurance after deductible

$10 copay

Primary care visit


Urgent Care Visit

$45 copay

Specialist visit

$5 copay

Tier 1- Preferred Generic Drugs

The Co-Op Difference

Our signature member benefits

Frequently Asked Questions

CO-OP stands for Consumer Oriented and Operated Plan. This means that, not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run.

Our board of directors, who govern our company, must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-owned organization.

A copay is a fixed amount you pay out of pocket when you go see a doctor.  For example, if your plan states you have a $20 copay for a visit with your primary care physician, you’ll pay $20 for your appointments.

Click here to search for your drug name to find out.

Visit our Pharmacy page to learn more.

A deductible is the amount you agree to pay before your insurance plan covers your care.  For example, if your play has a $5,000 deductible, you would be responsible for paying $5,000 out-of-pocket before the plan would pick up your bill.  

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