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Montana

Gold Plans

best for

People with the occasional health hiccup, but who are otherwise pretty safe and healthy. Coverage without breaking the bank.

gold

CO-OP Plus

Please note: Highlighted benefits reflect in-network coverage. 

$750

Individual Deductible

$2,250

Individual Out-of-pocket Maximum

$1,500

family Deductible

$4,500

family Out-of-pocket Maximum

Hospital Network: Network Provider Finder for all types of providers
Plan Type: PPO
HSA Eligible: No

Affordable coverage that includes annual wellness and preventive care. Peace of mind that you have access to a select network of dedicated providers.

$0

Preventive Services

30%

Coinsurance after deductible

$5 copay

Primary care visit (Tier 1 - $5 copay, Tier 2 - 30% coinsurance)

$75 copay

Urgent Care Visit

$50 copay

Specialist visit

10% coinsurance

Tier 1- Preferred Generic Drugs

The Co-Op Difference

Our signature member benefits

Frequently Asked Questions

CO-OP stands for Consumer Oriented and Operated Plan. This means that, not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run.

Our board of directors, who govern our company, must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-owned organization.

A copay is a fixed amount you pay out of pocket when you go see a doctor.  For example, if your plan states you have a $20 copay for a visit with your primary care physician, you’ll pay $20 for your appointments.

Click here to search for your drug name to find out.

Visit our Pharmacy page to learn more.

A deductible is the amount you agree to pay before your insurance plan covers your care.  For example, if your play has a $5,000 deductible, you would be responsible for paying $5,000 out-of-pocket before the plan would pick up your bill.  

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