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Montana

Silver Plans

best for

People with the occasional health hiccup, but who are otherwise pretty safe and healthy. Coverage without breaking the bank.

silver

CO-OP Plus

Please Note: Highlighted benefits reflect In-Network coverage

$8,000

Individual Deductible

$8,550

Individual Out-of-pocket Maximum

$16,000

Family Deductible

$48,000

Family Out-of-pocket Maximum

Hospital Network: Network Provider Finder for all types of providers
Plan Type: PPO
HSA Eligible: No

Affordable coverage that includes annual wellness and preventive care. Peace of mind that you have access to a select network of dedicated providers.

$0

Preventive Services

40%

Coinsurance after deductible

$10 copay

Primary care visit - (Tier 1 - $10 copay, Tier 2 - 40% coinsurance)

$120 copay

Urgent Care Visit

$80 copay

Specialist Visit

20% coinsurance

Tier 1- Preferred Generic Drugs

The Co-Op Difference

Our signature member benefits

Frequently Asked Questions

CO-OP stands for Consumer Oriented and Operated Plan. This means that, not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run.

Our board of directors, who govern our company, must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-owned organization.

A copay is a fixed amount you pay out of pocket when you go see a doctor.  For example, if your plan states you have a $20 copay for a visit with your primary care physician, you’ll pay $20 for your appointments.

Click here to search for your drug name to find out.

Visit our Pharmacy page to learn more.

A deductible is the amount you agree to pay before your insurance plan covers your care.  For example, if your play has a $5,000 deductible, you would be responsible for paying $5,000 out-of-pocket before the plan would pick up your bill.  

The CO-OP Difference

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