Open Enrollment Happening Now
Plans starting as low as
$0/month*
*with financial assistance
Signature Benefits
Enrollment Dates
Montana and Wyoming
Last day to enroll in or change plans for 2024 coverage that begins on January 1.
Idaho
Last day to enroll in or change plans for all of 2024.
Montana, Wyoming, Idaho
2023 Coverage starts if you enrolled by December 15 and paid your premium.
Montana and Wyoming
Last day to enroll in or change plans for 2024 coverage.
After this date, you can enroll or changes plans only if you qualify for a Special Enrollment period.
Better Coverage,
Better Savings
The medications you need, at rates you can afford.​
The CO-OP offers hundreds of prescriptions with no out-of-pocket cost. This includes many insulins as well as select medications for depression, asthma, and more.
Learn more
Access your medical information online
Our Member Portal is a secure, online portal that connects members to their medical records and insurance information.
Get answers fast with telehealth services
Receive fast, responsive health care right from the comfort of your home with telehealth services. Use the Doctor on Demand app for 24/7 care. Â
The non-profit health insurance company governed by you.
We believe that Montanans, Idahoans, and Wyomingites should have access to affordable quality healthcare – which is why our members govern our CO-OP.
We believe in investing profits back into our members through added benefits and services like dental and vision reimbursements, telehealth, travel benefits, and low cost prescriptions.
Come as you are, whoever you are. We’re Mountain Health CO-OP, we belong to you, and you belong here.
Coverage doesn't have to end where Medicare leaves off.
Medicare Supplement Insurance
We offer affordable policies to supplement Medicare coverage.
Frequently Asked Questions
CO-OP stands for Consumer Oriented and Operated Plan, which means that not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run. Our board of directors must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-governed organization.
Your eyes and teeth can be key indicators of other, underlying health issues, which is why the CO-OP created vision and dental exam reimbursements. Using these benefits is easy. You just need to…
- schedule your exam with any provider,
- go to your exam and get proof that the covered service was received (Ideally, a printout/itemized statement from the licensed provider is best.),
- and submit proof of services to [email protected]. Â
Our team will process the paperwork and handle your reimbursement. Â
Find a doctor in the CO-OP’s network by clicking on “Find a Doctor” on the top of our website. This feature helps you find quality care from local providers. Â
Our member services team is always ready to answer your questions and help you navigate your plan. You can contact the team by messaging through the member portal, calling 844-262-1560, or emailing [email protected]. Â