2023 Open Enrollment

Plans starting as low as

Click on your state below or call 855-485-7080 for help getting enrolled.

*with financial assistance

Enrollment Dates

Montana and Wyoming

Last day to enroll in or change plans for 2023 coverage that begins on January 1.


Last day to enroll in or change plans for all of 2023.

Montana, Wyoming, Idaho

2023 Coverage starts if you enrolled by December 15 and paid your premium.

Montana and Wyoming

Last day to enroll in or change plans for 2023 coverage.

After this date, you can enroll or changes plans only if you qualify for a Special Enrollment period.

We have you covered when it counts.

The medications you need, at rates you can afford.​

The CO-OP offers hundreds of prescriptions with no out-of-pocket cost. This includes many insulins as well as select medications for depression, asthma, and more.

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Access your medical information online

Our Member Portal is a secure, online portal that connects members to their medical records and insurance information.

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Get answers fast with telehealth services

Receive fast, responsive health care right from the comfort of your home with telehealth services. Use the Doctor on Demand app for 24/7 care.  

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The non-profit health insurance company governed by you.

We believe that Montanans, Idahoans, and Wyomingites should have access to affordable quality healthcare – which is why our members govern our CO-OP.

We believe in investing profits back into our members through added benefits and services like dental and vision reimbursements, telehealth, travel benefits, and low cost prescriptions.

Come as you are, whoever you are. We’re Mountain Health CO-OP,  we belong to you, and you belong here.

Coverage doesn't have to end where Medicare leaves off.

Medicare Supplement Insurance

We offer affordable policies to supplement Medicare coverage.

Frequently Asked Questions

CO-OP stands for Consumer Oriented and Operated Plan, which means that not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run. Our board of directors must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-governed organization.

Your eyes and teeth can be key indicators of other, underlying health issues, which is why the CO-OP created vision and dental exam reimbursements.  Using these benefits is easy.  You just need to…

  • schedule your exam with any provider,
  • go to your exam and get proof that the covered service was received (Ideally, a printout/itemized statement from the licensed provider is best.),
  • and submit proof of services to [email protected].  

Our team will process the paperwork and handle your reimbursement.   

Learn more

Find a doctor in the CO-OP’s network by clicking on “Find a Doctor” on the top of our website.  This feature helps you find quality care from local providers.  

Our member services team is always ready to answer your questions and help you navigate your plan.  You can contact the team by messaging through the member portal, calling 844-262-1560, or emailing [email protected].  

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