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How to choose a plan from your employer.

Picking a health plan starts by considering a coverage tier: Bronze, Silver, and Gold. These tiers represent different levels of coverage and cost-sharing. 

Weigh the trade-offs between deductibles and different coverage costs like copays.

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Find help creating a health plan offering for your employees. Get matched with an agent who can help.

Call 800-299-6080

Group Sales Inquiries
[email protected]

2024 / Wyoming

Small Group Bronze Plans

Overview

Good choice if…
you’re mostly healthy already and want to keep monthly premiums relatively low so you’re willing to accept higher out-of-pocket costs.

Premium Level
Low

Average Cost Split*
You pay 40%
CO-OP pays 60%

Signature Benefits
Employer plans include our Signature Benefits.

*Cost split refers to what you pay out-of-pocket vs what your plan pays (coinsurance). Estimated average based on in-network rates for coverage tier. Plans vary. Consult the specific plan documents (listed under plan documents and details) for exact details.

High Plains Bronze SG

Employer Plan

2024

Wyoming

High Plains

Bronze

Deductible

$8,000

Overview*

Max out-of-pocket

$9,400

Coinsurance (you pay)

60%

Tier 1-Preferred Generic Drug

0% After deductible

Primary Care Visit

$50 No Deductible

Specialist Visit

$100 No Deductible

Mental Health Visit

First visit $0, then $50 No Deductible

*See plan documents for most accurate and up to date details. Telehealth costs may vary.

One Moment...

2024 / wyoming

Small Group Silver Plans

Overview

Good choice if…
you anticipate needing some medical care throughout the year but not excessively, a silver plan can provide a good balance between monthly costs and out-of-pocket expenses.

Premium Level
Medium

Average Cost Split*
You pay 0%
CO-OP pays 70%

Signature Benefits
Employer plans include our Signature Benefits.

 

*Cost split refers to what you pay out-of-pocket vs what your plan pays (coinsurance). Estimated average based on in-network rates for coverage tier. Plans vary. Consult the specific plan documents (listed under plan documents and details) for exact details.

High Plains Silver High Deductible SG

Employer Plan

2024

Wyoming

High Plains

Silver

Deductible

$5,500

Overview*

Max out-of-pocket

$5,500

Coinsurance (you pay)

0%

Tier 1-Preferred Generic Drug

0% After Deductible

Primary Care Visit

0% After Deductible

Specialist Visit

0% After Deductible

Mental Health Visit

First visit $0, then $40 No Deductible

*See plan documents for most accurate and up to date details. Telehealth costs may vary.

High Plains Silver SG

Employer Plan

2024

Wyoming

High Plains

Silver

Deductible

$5,500

Overview*

Max out-of-pocket

$9,000

Coinsurance (you pay)

40%

Tier 1-Preferred Generic Drug

$10 No Deductible

Primary Care Visit

$40 No Deductible

Specialist Visit

$75 No Deductible

Mental Health Visit

First visit $0, then $40 No Deductible

*See plan documents for most accurate and up to date details. Telehealth costs may vary.

One Moment...

2024 / wyoming

Small Group Gold Plans

Overview

Good choice if…
you see doctors frequently or are anticipating upcoming  events such as surgery or pregnancy. Lower copays, deductibles, and out-of-pocket maximums compared to bronze or silver plans, can save you money in the long run.

Premium Level
High

Average Cost Split*
You pay 0%
CO-OP pays 80%

Signature Benefits
Employer plans include our Signature Benefits.

 

*Cost split refers to what you pay out-of-pocket vs what your plan pays (coinsurance). Estimated average based on in-network rates for coverage tier. Plans vary. Consult the specific plan documents (listed under plan documents and details) for exact details.

High Plains Gold High Deductible SG

Employer Plan

2024

Wyoming

High Plains High Deductible

Gold

Deductible

$3,500

Overview*

Max out-of-pocket

$3,500

Coinsurance (you pay)

0%

Tier 1-Preferred Generic Drug

0% After Deductible

Primary Care Visit

0% After Deductible

Specialist Visit

0% After Deductible

Mental Health Visit

0% After Deductible

*See plan documents for most accurate and up to date details. Telehealth costs may vary.

High Plains Gold SG

Employer Plan

2024

Wyoming

High Plains

Gold

Deductible

$1,000

Overview*

Max out-of-pocket

$6,500

Coinsurance (you pay)

30%

Tier 1-Preferred Generic Drug

$5 No Deductible

Primary Care Visit

$30 No Deductible

Specialist Visit

$50 No Deductible

Mental Health Visit

First visit $0, then $30 No Deductible

*See plan documents for most accurate and up to date details. Telehealth costs may vary.

One Moment...

Fine print

‘Income Eligibility Required’
Plans with this label require an income validation. Please visit your state based exchange or federally facilitated marketplace to apply for these plans.

Native American plans can only be purchased on the Exchange and you must meet eligibility requirements.

All preventive services are covered at no cost, also check our drug formulary because many preventive medications are also covered in full.

CO-OP Plus Plans are a two-tier provider network product:

Tier 1 — Participating Community Health Centers for lower office visit copays.

Tier 2 — All other Connected Care Network providers and facilities.

Terms to Know

The Outline of Coverage (OOC) is a brief description of the important features of your policy. This is not the insurance contract and only the actual policy document will provide complete details.

Key Details:

  • Outline focuses mostly on in-network and out-of-network costs
  • No examples or explanations of services

The Summary of Benefits and Coverage (SBC), for most people, will probably be the most important document to examine when comparing plans and understanding coverage options.

The SBC summarizes how your plan shares the costs for covered health care services. This is a summary of the legal requirements found in the Policy.

Key Details:

  • Brief descriptions of limitations, exceptions, and other important details
  • Deductibles
  • Copays
  • Coinsurance
  • More in depth than the OOC

This is a legally binding contract between us, the insurance company, and you, the policy holder.

It details the rights and obligations, of both you and those of Mountain Health Co-Op.

Key Details:

  • Highly detailed explanations of all coverage and benefits
  • Explains prior authorization requirements
  • Lists all excluded benefits
  • out-of-network options

Provider Networks are doctors, hospitals, and other healthcare facilities who have contracts with Mountain Health Co-Op to provide services at lower negotiated rates. These rates are known as In-Network rates.

Copay –

Coinsurance –

HD Plans –

Deductible – 

Premium –

HSA Compatible –

Income Eligibility Required – 

Get advice choosing a plan that fits.

Talk to an advisor: 800-299-6080

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