Start using your plan
Lost coverage or life change?
You may quality for Special Enrollment.
All individual, family, and employer health insurance plans come with our Signature Benefits.
What is a health CO-OP?
CO-OP stands for Consumer Oriented and Operated Plan. Health CO-OPs were established with the goal of offering affordable health insurance options, fostering competition and choice in the market.
We were created by individuals just like you, driven by the desire to ensure healthcare remains accessible to our neighbors, friends, and family members.
Our members receive top rated coverage, for a lower cost because our profits are reinvested back into our services and rates—not sent to shareholders.
As a CO-OP member, you have the opportunity to influence the decisions of the company through our member-governed board.
To enhance your coverage while keeping costs in check, we have incorporated fantastic benefits for your benefit.
We take pride in joining you on your wellness journey, alongside our plan administrator, University of Utah Health Plans (UUHP).
Your Plan Perks
Using the Network
Keeping as much of your treatment in-network is the #1 best way to save money.
Catch complications
Your PCP can spot health changes before they become problematic. Visit every year even if you don’t feel sick.
Understanding your coverage
The best way to avoid unexpected costs is understanding what’s covered and how much you’re likely to pay for services.
Preventive care & existing conditions
Preventive care helps to catch small health problems before they become big concerns.
We understand that new health changes and preexisting conditions — like asthma or diabetes — can be overwhelming.
We have resources to help you navigate and maximize your coverage.
Telehealth Benefit
No more long drives or waiting rooms.
- No appointment needed
- Video, voice, and messaging options
- Prescription Refill Requests
- Access to board-certified physicians
- Psychiatrists and licensed psychologists
- Medical forms, school, and work release notes available
- All visit notes can be shared with your Primary Care Provider (PCP)
All plans include 24/7 access to online doctors wherever you go.
Pharmacy Benefits
Including many insulins, select medications for depression, asthma, and more.
All available online.
Create a profile on Birdi using Rx information found on your Member ID card to order prescriptions online.
Dental & Vision Benefit
Make an appointment.
Send proof of completed service.
Get paid.*
Make the most of this annual reimbursement by confirming cost of service before hand.
Choose any provider. Then pay directly.
Afterwards, we pay you back towards the total cost of the treatment up to the allocated amount.
For example, if your eye exam cost $75 we’ll send a $60 reimbursement check.
*This is a reimbursement program. Reimbursement payments are up to allocated amount. See details and examples.
Preventive Benefits
Prevent many health complications for $0.
Individual and group plans offer 100% coverage* for many preventive services when using in-network providers without charging you a copayment or coinsurance.
These services offer peace of mind and help you stay ahead of any changes.
*Must use in-network provider. Consult your outline of coverage for plan details.
- Diabetes Testing
- Many Cancer Screenings
- Immunizations
- Nutrition & Lifestyle Counseling
- Cholesterol and Blood Pressure
- Sexual Health Screenings & Treatments
- Respiratory Related Screenings
- Depression Screening & Stress Management
- Birth Control
- Pregnancy-related complications & support
- Urinary Track Infections
- Many, many more...