co-op for tribal members
Health insurance for Native-Americans
Plans available for registered members of federally-recognized tribes in Idaho, Montana, and Wyoming.
Zero-cost sharing & limited-cost sharing* plans for tribal members in Idaho, Montana, and Wyoming.

Our member benefits are designed to keep you healthy and covered.
All CO-op plans include*
Choose your location
IdahoNativePlans
MontanaNativePlans
WyomingNativePlans
the co-op difference
Travel Benefits
We offer helpful travel benefits for CO-OP members undergoing special treatments away from home including in other states.
Happy network
100% of each state’s hospitals are in the CO-OP network.Â
Reinvested Profits
Our profits are reinvested back into our members.Â
$20 Telehealth Visits
$0 Preventative Care
Dental Exams
Eye Exams
$0 Cost Meds
Affordable insurance for families.
browse Native American plans by state
- Idaho
- Montana
- Wyoming
Frequently Asked Questions
CO-OP stands for Consumer Oriented and Operated Plan. This means that, not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run.
Our board of directors, who govern our company, must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-owned organization.
A copay is a fixed amount you pay out of pocket when you go see a doctor. For example, if your plan states you have a $20 copay for a visit with your primary care physician, you’ll pay $20 for your appointments.
Click here to search for your drug name to find out.
Visit our Pharmacy page to learn more.
A deductible is the amount you agree to pay before your insurance plan covers your care. For example, if your play has a $5,000 deductible, you would be responsible for paying $5,000 out-of-pocket before the plan would pick up your bill. Â
The Fine Print
*This is where any legal fine print can live on each page.
**This asterisk means that duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.