We have you covered
when it counts.
A health insurance company that reinvests in its members. Affordable health plans for residents in Idaho, Montana, and Wyoming.
Open enrollment for 2022
The Open Enrollment Period for 2022 plans opens on November 1, 2021.
Please Note: Any plan with an asterick * can only be purchased through the Health Insurance Marketplace/Exchange or YourHealthIdaho/YHI.
The non-profit health insurance company governed by you.
We believe that Montanans, Idahoans, and Wyomingites should have access to affordable quality healthcare – which is why our members govern our CO-OP.
We believe in investing profits back into our members through added benefits and services like dental and vision reimbursements, telehealth, travel benefits, and low cost prescriptions.
Come as you are, whoever you are. We’re Mountain Health CO-OP, we belong to you, and you belong here.
discover your options
See if you qualify for tax credits.
The medications you need, at rates you can afford.
Access your medical information online
Coverage doesn't have to end where Medicare leaves off.
Medicare Supplement Insurance
We offer affordable policies to supplement Medicare coverage.
Frequently Asked Questions
CO-OP stands for Consumer Oriented and Operated Plan, which means that not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run. Our board of directors must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-governed organization.
Your eyes and teeth can be key indicators of other, underlying health issues, which is why the CO-OP created vision and dental exam reimbursements. Using these benefits is easy. You just need to…
- schedule your exam with any provider,
- go to your exam and pay direct (don’t forget to get a copy of your receipt)
- download the reimbursement form from our website,
- and submit it to [email protected].
Our team will process the paperwork and handle your reimbursement.
Find a doctor in the CO-OP’s network by clicking on “Find a Doctor” on the top of our website. This feature helps you find quality care from local providers.
Our member services team is always ready to answer your questions and help you navigate your plan. You can contact the team by messaging through the member portal, calling 844-262-1560, or emailing [email protected].