Insurance for small group employers
Peak Plans
Staff Pick for Great Value!
In-Network Care
Our Peak network gives you flexibility and peace of mind.
Max out-of-pocket
Coinsurance
Mental Health Visit
Primary Care Visit
Deductible
Plus Network
In-Network Care
Plus network is ideal for people living in or near Montana cities, offering lower copays at any of Montana’s Community Health Centers.
Max out-of-pocket
Coinsurance
Mental Health Visit
Primary Care Visit
Deductible
Stillwater, Sweet Grass, Yellowstone, or Carbon County Residents
Rocky Mountain Network
In-Network Care
Rocky Mountain Network covers a regional range of providers in four counties.Â
Max out-of-pocket
Coinsurance
Mental Health Visit
Primary Care Visit
Deductible
Terms to know.
Know before you go shopping.
Weigh the trade offs between low cost now, or low cost later by reading plan documents clearly.
Choosing a health insurance plan can be complicated. Knowing how to understand insurance terminology before you shop can make it simpler.
The most you’ll pay for covered services in a plan year.Â
A percentage of the cost you share with the insurer after meeting the deductible.
The amount you must pay out-of-pocket before your insurance coverage starts. The percentage of cost covered is determined by coinsurance.Â
Fixed fees you pay for specific services (e.g., $20 for a doctor’s visit).
Low-cost, generic medications that are considered the most affordable option for treating a particular medical condition.
