Open Enrollment Idaho begins October 15.Â

Staff Pick for Great Value
Link Plans
Boise & Surrounding Counties
In-Network Hospital
St. Luke's
All St. Luke’s medical centers are in our Link Network of providers.Â
Coverage Level
Max out-of-pocket
Coinsurance
Mental Health Visit
Primary Care Visit
Deductible
Peak
Northern, Rural & Boise Area
In-Network Hospital
St. Alphonsus & Local
All St. Alphonsus medical centers are in our network of providers.Â
Coverage Level
Max out-of-pocket
Coinsurance
Mental Health Visit
Primary Care Visit
Deductible
Terms to know.
Know before you go shopping. Weigh the trade offs between low cost now, or low cost later by reading plan documents clearly.
Choosing a health insurance plan can be complicated. Knowing how to understand insurance terminology before you shop can make it simpler.
Max Out-of-Pocket
The most you’ll pay for covered services in a plan year.Â
Co-insurance
A percentage of the cost you share with the insurer after meeting the deductible.
Deductible
The amount you must pay out-of-pocket before your insurance coverage starts. The percentage of cost covered is determined by coinsurance.Â
Copays
Fixed fees you pay for specific services (e.g., $20 for a doctor’s visit).
Tier-1 Generic Drugs
Low-cost, generic medications that are considered the most affordable option for treating a particular medical condition.
Learn MoreÂ