Do extreme sports
while avoiding extreme costs in 2026.
Find an Idaho plan for those unplanned events. Â
Open Enrollment Idaho begins October 15. You might qualify for tax deductions that lower your monthly premium. Calculate Now.
Prevention today means protection tomorrow.
Every Co-Op health plan* comes with our Signature Benefits designed to save costs and keep you healthy.
These benefits offer access to care you need annually and help you identify underlying health issues which you may not know about.Â
$0 Mental Health Visit
Mental wellness is just as important as physical wellness.
24/7 Telehealth
Care is always available 24/7 anywhere you are.
$0 Out-of-Pocket Prescriptions
Thousands of drugs and supplies available for $0 out-of-pocket cost.
Free Health Assessment
Complete a free health assessment right at home and earn $50.
$100 Dental Reimbursement
See a dentist for a cleaning or exam. Get up to $100 reimbursed.
$60 Vision Exam Reimbursement
Have your eyes checked. Get up to $60 reimbursed.
Preventive Care Services
100% coverage for many preventive care services and prescriptions.
Where will you live in Idaho in 2026?
Boise & Surrounding Counties
Rural Counties
Don't know where to start?
Schedule an in-person or virtual appointment with a certified agent to help you find the best plan for your circumstances. Free of cost.
In-Network Hospital
All St. Luke’s medical centers are in our Link Network of providers.Â
Link
Platinum
Limited Cost
Link
Platinum
Zero Cost
Link
Gold
Limited Cost
Link
Gold
Zero Cost
Link
Silver
Limited Cost
Link
Silver
Zero Cost
Link
Bronze
Limited Cost
Link
Bronze
Limited Cost High Deductible
Link
Bronze
Zero Cost
Link
Bronze
Zero Cost High Deductible
In-Network Hospital
All St. Alphonsus medical centers are in our Access Network of providers.Â
Peak
Gold
Zero Cost
Peak
Gold
Limited Cost
Access
Gold
Limited Cost
Access
Gold
Zero Cost
Peak
Silver
Limited Cost
Peak
Silver
Zero Cost
Access
Silver
Limited Cost
Access
Silver
Zero Cost
Peak
Bronze
Limited Cost
Peak
Bronze
Limited Cost High Deductible
Peak
Bronze
Zero Cost
Peak
Bronze
Zero Cost High Deductible
Access
Bronze
Limited Cost High Deductible
Access
Bronze
Limited Cost
Terms to know.
Know before you go shopping. Weigh the trade offs between low cost now, or low cost later by reading plan documents clearly.
Choosing a health insurance plan can be complicated. Knowing how to understand insurance terminology before you shop can make it simpler.
The most you’ll pay for covered services in a plan year.Â
A percentage of the cost you share with the insurer after meeting the deductible.
The amount you must pay out-of-pocket before your insurance coverage starts. The percentage of cost covered is determined by coinsurance.Â
Fixed fees you pay for specific services (e.g., $20 for a doctor’s visit).
Low-cost, generic medications that are considered the most affordable option for treating a particular medical condition.
Learn MoreÂ
