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After-Hours Urgent & Emergency Care Guide

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A guide to after-hours urgent and emergency care for Mountain Health Co-Op Members

Urgent and Life-Threatening

If a medical problem is urgent and life-threatening, call 911 or go directly to the nearest emergency room. 

Examples include: 

  • Trouble breathing, choking, severe head injury
  • Seizure, severe burns, poison ingestion
  • Chest pain, stroke, heavy bleeding

For medical emergencies, your plan pays benefits at an in-network level, even for treatment at out-of-network facilities. However, emergency room visits are costly, and may sometimes involve waiting for treatment.

Urgent, but not Life-Threatening

If your situation is serious but not life-threatening, a call to your doctor’s office is a good idea. Even if they are closed, an on-call doctor may be able to help. 

Urgent care facilities can be appropriate for cases such as:

  • Cold or flu, bronchitis, sinus infection 
  • Strep throat, ear infection, vomiting 
  • Diarrhea, minor burns, cuts, or fractures 

It’s a good idea to follow up with your doctor after visiting an urgent care or emergency facility. 

Non-urgent Cases

Co-Op members have several options for getting care in non-urgent cases, such as:  

  • Cold or flu, rashes, sore throats
  • Headache, stomachache, fever 
  • Allergies, coughs, sinus pain
  • Bumps, bruises, sprains


Call Your Doctor’s Office 

If the office is closed, an on-call doctor may be able to help. Need to choose a doctor? Visit our Find a Doctor page to access our online provider directory where you can search by name, specialty, location, and other attributes.  Search for doctors who are in your provider network, which you can find on your member ID card.


Use your 24/7 Telehealth Benefit

The doctor you normally see in person may be available via a telehealth appointment (an appointment that takes place on the phone or by video.) To learn more, click here.  

If you’re unable to access telehealth with your own doctor, our telehealth  partner, Dr. On Demand*, is an affordable alternative included with most Mountain Health Co-Op plans. Their board-certified physicians, available on demand, day or night, can address issues such as sinus pain, pink eye, bronchitis, allergies, flu, urinary tract infections, and other infections. 

*Exclusions may apply.  Review your plan documents for details.

Doctor on Demand

If you have questions, Mountain Health Co-Op’s Member Services team is available to assist you.

Call 800-299-6080 from 8 a.m. – 6 p.m. MST, Monday through Friday. 

You can also send a secure message through your Member Portal account.

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