co-op for business

Find the Perfect Plan For Your Team

The CO-OP has it all. Access to world-class specialists, 100% coverage for preventive care services, dental and vision exam reimbursements, and more. We design flexible plans to balance your employee’s needs with your company’s budget.

Flexible health insurance plans for employers in Idaho, Montana, and Wyoming.

Your team, your plan.

Whether your team is large or small, the CO-OP has you covered.  Our plans offer a variety of benefits to provide the right coverage for your employees and budget.

All plans provide 100% coverage for preventive care and screenings along with our signature CO-OP benefits

All plans include

Access to

Telehealth visits

Board-certified physicians, psychiatrists, licensed psychologists via video, phone, and messaging.


Preventive care

Our plans offer preventive care services and screenings at no cost to you. 

Access to

Dental & Eye Exams

 Annual $60 vision exam reimbursement and a $100 dental exam reimbursement to make sure your chompers and peepers are cared for.



Medications aren’t a choice. The CO-OP offers hundreds of medications with $0 out-of-pocket cost for members. 

member-governed health insurance

Travel Benefit

The CO-OP offers its members a travel benefit to offset costs when they need care from these facilities and specialists.

Happy Network

Whether you’re in Montana, Idaho, or Wyoming, 100% of the state’s hospitals are in-network for the CO-OP.  

Reinvested Profits

We reinvest profits by creating innovative benefits our members will value and use. This includes vision and dental exam reimbursements, makes hundreds of medications available for $0 out-of-pocket, and more.

Cover your team when it counts most.

Frequently Asked Questions

Absolutely.  The CO-OP currently works with groups of all sizes across a variety of industries.  Our sales team will work closely with you to make sure the health insurance you offer your team will meet your budget and their needs. 

At Mountain Health CO-OP, your health is our bottom line. Our board of directors includes members from Montana, Idaho, and Wyoming, which means your best interests are being protected.  

Thanks to members like you and our board, the CO-OP offers a number of special benefits in addition to a wide range of coverage options.  These special benefits* include…

  • an annual $60 vision exam reimbursement**,
  • an annual $100 dental exam reimbursement**,
  • hundreds of medications available with no out-of-pocket cost (including many insulins),
  • 24/7 access to a doctor through Doctor on Demand,
  • a travel benefit to access specialized care when you need it,
  • and more.

We also offer high-quality customer service for members, because we want you to know you’re in good hands.  

*Does not apply to Medicare Supplement Insurance Plans.

**Some exclusions may apply, please review your outline of coverage.

Yes!  Groups don’t just have access to providers in Montana, Idaho and Wyoming – they have access to a network of providers across the country.  This makes it easy for your remote employees to get the care they need without breaking the bank or needing to travel. 

In addition to having a great Member Service team to answer your employees’ questions, your plan administrator will have a dedicated account service representative.  Our representatives are knowledgeable and can help your company’s administrator navigate your group’s coverage and needs with ease.