Medicare Supplement insurance

Plan Comparison

Considering Your Options

The CO-OP offers Medicare Supplement Insurance Plans A, F, G, and N.

Each plan is designed to be budget-friendly and give you the coverage you need. Select which plan best fits your needs and let us take care of the rest.

Factors that May affect your choice

Basic Overview

Benefits include:

  • Basic Benefits (including hospice care)

 

Benefits include:

  • Basic Benefits (including hospice care)
  • Skilled Nursing Facility Coinsurance
  • Foreign Travel Emergency
  • Part B Excess Charges
  • Part B Deductible

Benefits include:

  • Basic Benefits (including hospice care)
  • Skilled Nursing Facility Coinsurance
  • Foreign Travel Emergency
  • Part B Excess Charges

Benefits include:

  • Basic Benefits (including hospice care)
  • Skilled Nursing Facility Coinsurance
  • Foreign Travel Emergency

Benefits

Plan A

Plan F

Plan G

Plan N

Basic Benefits (Including Hospice Care)

Skilled Nursing Facility Coinsurance

x

Foreign Travel Emergency

x

Part B Excess Charges

x

x

Part B Deductible

x

x

x

Ready to start?

If there’s a Medicare Supplement Insurance Plan listed that appears to meet your needs, talk to our team or your insurance agent to see the full outline of coverage.

Simple Comparison

To view a full plan comparison, view our website on a laptop or desktop browser. 

Medicare Part A

Medicare Pays

Plan A

Plan F

Plan G

Plan N

Deductible

[$0]

[$0]

[$1,484]

[$1,484]

[$1,484]

First 60 Days

100%

n/a

n/a

n/a

n/a

Coinsurance
61-90 days

[All but $371/day]

[$371/day]

[$371/day]

[$371/day]

[$371/day]

Coinsurance
91-150 days

[All but $742/day]

[$742/day]

[$742/day]

[$742/day]

[$742/day]

Extended Hospital Coverage

Up to 365 days in your Lifetime

[$0]

Eligible Expenses

Eligible Expenses

Eligible Expenses

Eligible Expenses

Benefit for Blood

All but 3 Pints

3 Pints

3 Pints

3 Pints

3 Pints

Skilled Nursing Facility

First 20 Days

100%

n/a

n/a

n/a

n/a

Skilled Nursing Facility

First 21-100 Days

All but [$185.50/day]

[$0]

[$185.50/day]

[$185.50/day]

[$185.50/day]

Hospice Outpatient Prescription Drugs

All but [$5]

[$5]

[$5]

[$5]

[$5]

Hospice Inpatient Respite Care

All but 5%

5% of Medicare

5% of Medicare

5% of Medicare

5% of Medicare

Emergency Care Outside the U.S.

[$0]

n/a

Generally 80% to lifetime max of [$50,000]

Generally 80% to lifetime max of [$50,000]

Generally 80% to lifetime max of [$50,000]

MHC52021MS2

EXCLUSIONS

  • Loss incurred while your policy is not in force, except as provided in the Extension of Benefits section of your policy;
  • Hospital or Skilled Nursing Facility confinement incurred during a Medicare Part A Benefit Period that begins while this policy is not in force;
  • That portion of any Loss incurred which is paid for by Medicare;
  • Services for non-Medicare Eligible Expenses, including, but not limited to, routine exams, take-home drugs and eye refractions;
  • Services for which a charge is not normally made in the absence of insurance; or
  • Loss that is payable under any other Medicare supplement insurance policy or certificate.

Underwritten by Montana Health Cooperative, dba Mountain Health Cooperative.

This is a solicitation of insurance and an insurance agent may contact you by telephone.

This brochure is intended to provide a brief description of policy forms [MHCMSA20ID, MHCMSF20ID, MHCMSG20ID, MHCMSN20ID, MHC2020MTA, MHC2020MTF, MHC2020MTG, MHC2020MTN, MHCMSA20WY, MHCMSF20WY, MHCMSG20WY, & MHCMSN20WY]. Not all plans are available in all states. Policy provisions and benefits may vary from state to state. These policies have exclusions, limitations, reduction of benefits, please see the Outline of Coverage for complete details.

Neither Montana Health Cooperative nor our Medicare Supplement policies are connected with or endorsed by the United States Government or the Federal Medicare program.