co-op for tribal members

Health insurance for Native-Americans

Plans available for registered members of federally-recognized tribes in Idaho, Montana, and Wyoming.

Zero-cost sharing & limited-cost sharing* plans for tribal members in Idaho, Montana, and Wyoming.

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the co-op difference

Travel Benefits

We offer helpful travel benefits for CO-OP members undergoing special treatments away from home including in other states.

Happy network

100% of each state’s hospitals are in the CO-OP network. 

Reinvested Profits

Our profits are reinvested back into our members. 

$20 Telehealth Visits

24/7 Access to board-certified physicians, psychiatrists, licensed psychologists via video, phone, and messaging.

$0 Preventative Care

All our coverage plans offer preventive care services covered at 100%.

Dental Exams

Up to $100 reimbursement for you and your dependents. That’s the CO-OP way!

Eye Exams

Adult vision exam reimbursement for all members. 

$0 Cost Meds

Zero cost share on most medications. Many delivered right to your doorstep.

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See if you qualify for limited, or zero-cost sharing plans.

Affordable insurance for families.

browse Native American plans by state

Frequently Asked Questions

CO-OP stands for Consumer Oriented and Operated Plan. This means that, not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run.

Our board of directors, who govern our company, must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-owned organization.

A copay is a fixed amount you pay out of pocket when you go see a doctor.  For example, if your plan states you have a $20 copay for a visit with your primary care physician, you’ll pay $20 for your appointments.

Click here to search for your drug name to find out.

Visit our Pharmacy page to learn more.

A deductible is the amount you agree to pay before your insurance plan covers your care.  For example, if your play has a $5,000 deductible, you would be responsible for paying $5,000 out-of-pocket before the plan would pick up your bill.  

The Fine Print

*This is where any legal fine print can live on each page.

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