co-op for tribal members
Health insurance for Native-Americans
Plans available for registered members of federally-recognized tribes in Idaho, Montana, and Wyoming.
Zero-cost sharing & limited-cost sharing* plans for tribal members in Idaho, Montana, and Wyoming.
Our member benefits are designed to keep you healthy and covered.
All CO-op plans include*
Choose your location
the co-op difference
We offer helpful travel benefits for CO-OP members undergoing special treatments away from home including in other states.
100% of each state’s hospitals are in the CO-OP network.
Our profits are reinvested back into our members.
$20 Telehealth Visits
$0 Preventative Care
$0 Cost Meds
See if you qualify for limited, or zero-cost sharing plans.
Affordable insurance for families.
browse Native American plans by state
Frequently Asked Questions
CO-OP stands for Consumer Oriented and Operated Plan. This means that, not only are our plans accepted by providers across the state, but as a CO-OP member, you have a voice and a vote in how the CO-OP is run.
Our board of directors, who govern our company, must be made up of a majority of our members – not big business. We reinvest all our profit into our Member-owned organization.
A copay is a fixed amount you pay out of pocket when you go see a doctor. For example, if your plan states you have a $20 copay for a visit with your primary care physician, you’ll pay $20 for your appointments.
A deductible is the amount you agree to pay before your insurance plan covers your care. For example, if your play has a $5,000 deductible, you would be responsible for paying $5,000 out-of-pocket before the plan would pick up your bill.
The Fine Print
*This is where any legal fine print can live on each page.
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